PumaPay Open source Purchase Protocol is a comprehensive blockchain solution that offers stronger payment mechanisms that are much more credible, efficient, flexible, cost-effective, and scalable than the current implementation (credit card). Unlike current payment methods, which include virtual credit cards and coins such as Bitcoin, the Pullback Payment Protocol is designed from the ground up specifically to overcome existing obstacles and offers a set of tools developed to facilitate the onboarding process for both businesses and individuals.
In today's economy, the dominant part of the retail business, both on the web and off, rotates around Visa: regardless of the coordination of Visa handling or by 'wrapping' the administration. These strategies force high commission costs that span about 3% -15% and include different losses for two senders and buyers, which is the basis for bringing together the framework. The form of cryptographic money holds great guarantees to overcome these weaknesses, but still can not advance to the widely recognized method of payment of installments.
With PumaPay merchants can:
- Plug-in various billing solutions to enable direct receipt of cryptocurrencies, replace credit card companies and other billing processors
- Offer a comprehensive and flexible billing solution for customers, handle all common billing practices, including recurring, pay-per-use, etc.
- Eliminate the risk of cheating and chargebacks and related fines.
- Saves an exorbitant intermediary transaction cost ranging from ~ 3% to as high as ~ 15%
Our mission
As a strong supporter of blockchain and decentralization technology, we are well aware of the gap that exists between online billing needs and existing blockchain solutions. Credit cards are not designed for the digital age and need to be replaced by protocols designed to meet the needs of fast moving, global, and technology-based economies. Our mission is to modernize the payment processing system and lay the foundation for a growing cryptocurrency economy over PumaPay Pull Payment Protocol. This Protocol is designed to:
PumaPay Pull Payment Protocol
PumaPay is a free open-source blockchain payment protocol that creates daily payouts. The core of our protocol is the unique architecture of the PullPayment smart contract that reverses the common crypto transaction mechanism: instead of having A 'send' or 'push' token side B, this allows B side to connect to side A addresses via PullContract and 'drag' the funds into his account. This is of course subject to predetermined requirements and prior acceptance of transactions by party A.
Cryptocurrency is designed to transfer the value directly between two parties, without having to go through an intermediary (P2P) and only allow one simple transaction type - 'push'. Although this may be enough as a POC for cryptocurrency, it is certainly not enough to make them a widely used payment tool because it does not meet the requirements of modern commerce.
The PumaPay PullPayment Protocol is designed from the ground up specifically to resolve this issue and to facilitate flexibility in transaction mechanisms. The innovative PullPayment architecture opens the door to all the very common payment mechanisms in our everyday lives, both online and offline, but until now it is impossible or practically inappropriate via blockchain such as regular payments, direct debit, per usage etc. In fact, the protocols are so powerful and flexible, allowing every business to design their own transactions and apply their own business logic.
PMA economy
Token PumaPay is the facilitator of the unique functionality of this protocol. This is the only way of transferring value between the parties above the protocol and can be converted from a currency or other cryptocurrency fiat. We will promote the adoption of PumaPay tokens in the online and offline industries, while focusing on e-commerce and online services. By facilitating the integration of our protocols and making FDI as a de facto payment medium, we aim to reach a critical mass of users, thus building a growing crypto economy.
Our token economy lies in 5 pillars:
The only thing they need to access the platform is a PumaPay token (PMA) that will be available for sale during the token sale event.
Allocation of Token
- 20% Public Contributors
- 20% Strategic partners and early users
- 35% Company
- 15% Advisors, gifts, bonuses, and fees
- 10% Founding Team
- Use Continue
Results from TGE will be used for the development of our technology, integration with launch partners and early users, protocol adoption, and to cover all costs associated with TGE. 3% of sales proceeds will be stored as a liquidity pool.
- Implementation of protocol 40%
- Development and operational costs 27%
- Consultant consultant, and TGE cost 20%
- Founder & Team 10%
- Liquidity 3%
Roadmap
Q1 2018
PumaPay ICO
PMA Token V1.0
Integration V1.0 with a great initial adopter
Start Q3 2018
Testing the next gene. blockchain
Integration V1.0 with ChatMaker
Start Q4 2018
PMA Token V2.0
Android V2.0 Wallet
SDK I (NodeJS) V2.0
Integration V2.0 with great early adopters
Integration of V2.0 with Early Adopters
Reward Engine
Start Q1 2019
Chrome Wallet V2.0
IOS V2.0 Wallet
Integration V2.0 with ChatMaker
SDK II (Java, Python, ...) V2.0
Team
Further information.
- Website: http://www.pumapay.io /
- Facebook: https://www.facebook.com/PumaPay /
- Twitter: https://twitter.com/PumaPay
- Telegram: https://t.me/PumaPay
- Reddit: https://www.reddit.com/r/PumaPay /
Author: enno.netral
Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=1785586
Eth: 0xbDF56fAC1d4b6591178a8bc94A53B01F1fec2861
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