enno netral: HERO - The Future of Banking in Southeast Asia Through Easier and Affordable Credit Token

What would be unthinkable to us, if doing a credit loan is done with a combination of blockchain technology? Where we will get every access the same service with others without discriminating.

There is an idea now to create an ICO project that is able to provide access to cheap credit to improve the livelihood of anyone, especially to Southeast Asian societies such as Indonesia, Malaysia, TimorLeste, Singapore, Brunei Darussalam, Philippines, Thailand, Cambodia, Laos, Myanmar, and Vietnam. Yes the name of the project is "Hero Token".

Hero is the first Southeast Asian banking company to use blockchain technology as I described above previously. Hero is here to revolutionize the banking industry to make credit more readily available and more affordable without a certificate guarantee and help every citizen who access their credit in the short term. Hero also became the best online loan pioneer in southeast asia. And provide solutions in case of significant disadvantaged and underdeveloped problems in developing countries.

The world recognizes Southeast Asia as the 4th largest country in the use of internet access. But unfortunately only 27% who have a bank account either unbanked or underbanked. Unbanked is a term for those who are old enough but do not have a banking account. While underbanked is a term for those who already have access to bank services but still very simple.

The token hero has a vision to change the current financial system to the 2 billion people who are not included in the banking system by using technology to create systems that enable people to access credit more affordable.

What is interesting here is when we see that the proponents of this project are major international companies such as Alibaba and Softbank, which are well known as successful companies in carrying out credit services in some Philippines-specific countries.

Seeing that the development of blockchain technology has a bright prospect and promises in the future, token hero was present to provide benefits for anyone who becomes the user. High machine technology which is able to create a unique identity, social profile, user experience and transaction history makes it easy for anyone to understand and trust this token hero.

Having a very noble goal is to help those who often have problems in banking. Present to change the new concept of the credit industry that seeks to create benefits for all those who are part of it. Where each Hero token holder will benefit from interest income up to 20%. The more tokens held will be the higher monthly interest income that will be shared by the company.

The token hero comes with the Ethereum platform where every 20% of the revenue will be sent to each wallet for 3 months. The token hero has its own coin name Hero. Where the price of 1 hero tokens worth with 0.005 ETH (200 Hero = 1 Eth). There are about 50,000,000 Hero tokens to be made or worth 250,000 Eths and will be circulated after the crowdsale is circulated.

There is a bonus for you in every purchase, among others, as follows:

Purchases on the first day for the first three hours earn + 30% token bonus
Purchases on the first day of three hours and up get + 20% token bonus
Purchases on the second and third days earn + 10% bonus tokens
Purchases on the fourth to seventh day earn + 5% token bonus
Purchases on the eighth to two week day earn + 2.5% token bonus
Purchases over two weeks do not get any bonuses.

Allocation of tokens will be given by agreement between the team and the developer, as follows:

80% of tokens will be sold to the public
15% token will be allocated to the founders and long-term interest organizers
3% token will be given to trusted users and advisors
2% token will be allocated for bounty or promotion

To participate in the sale of Hero tokens you may send the following currency from a wallet you control directly (do not ship from exchange) to Hero's wallet.

Ethereum (ETH)
ETH Classic
Bitcoin (BTC)
Ripple
LiteCoin
Waves

The wallet address will be available on our website www.herotoken.io before the actual token sale. The hero's token will be sent to the buyer after the end of the token sale. Transferability will start from the first day of trading, which is planned to begin after the token sale ends in September. After selling this token, no additional Hero tokens will be created.

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